Digital Lending - Fast, Transparent, and Data-Driven Credit Solutions
MKesh enables digital lending at scale by partnering with regulated NBFCs and banks to offer quick, transparent, and data-backed credit products for merchants and consumers.
We Are Offering
Merchant Working Capital & Cash-Credit Loans
Offer merchants short-term capital to manage inventory, operations, or seasonal demand.
These loans are disbursed digitally and repaid flexibly, helping merchants maintain smooth cash flow.
BNPL (Buy Now, Pay Later) & Consumer Credit Lines
Power BNPL programs for eCommerce, retail, and service platforms, enabling customers to shop instantly and pay in easy installments.
Integrated credit lines boost conversions and customer loyalty while reducing financial friction.
Short-Term & Micro-Loans for SMEs
Enable instant small-ticket loans for micro, small, and medium enterprises using simplified KYC and digital scoring models.
Perfect for traders, retailers, and distributors seeking immediate business funding.
Lending Against Transaction Data & Collateral
Leverage merchant transaction histories, cash flow analytics, and digital performance data to offer collateral-free loans with low risk.
MKesh’s platform intelligently assesses eligibility, ensuring faster approvals and smarter lending decisions.
Use Cases
Transforming Businesses Across Sectors
Inventory funding for merchants
BNPL at merchant checkout
SME growth financing using transaction history
